Training, Support and Consulting

Chapter 490 and bullying outside…

When some of us say - with confidence - that the time has come to abolish Chapter 490 of the Criminal Code, what raises me personally is not the abolition of the chapter in itself, but the method of demanding its change and its timing.

This is how you plan your success

Right off the bat in my vocation, I was told, "The vast majority have a field-tested stratège, however the issue is they don't work their arrangement." The equivalent might be said of New Year goals. What number of guarantees did you make to yourself and on what number of them will you finish?

Les étapes pour créer son entreprise

Pour créer son entreprise, il faut procéder par étape. Cela permet de mettre en place son projet convenablement en suivant une démarche logique.

Young People and Financial Independence

Studies have been conducted on the whole process of "early adulthood" - the transition from dependent to independent and autonomous status.

What does screw color mean? For Professionals Only!

When you buy nails, the most of the time, you are interesting only in their sise, because you are not familiar with all the nuances of nails and screws. Today we will find out how different nails differ in color : yellow, white and black.

Attributes Of A Successful Advertisement

Numerous independent companies don't get achievement they need from publicizing because of accessibility of almost no assets. The outcomes are just level because of absence of smart thoughts for enhancements.

Don't lock your car in narrow streets

When you try to park your car in a narrow and crowded place, you inevitably feel upset and uncomfortable, and the more you persist in parking, the greater your anxiety and tension.

Comment rédiger un BUSINESS PLAN en Vidéo ?


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6 étapes pour réussir la création d'entreprise au Maroc


      Création d’entreprise au Maroc n’a jamais été aussi simple !
 La création d’une SARL au Maroc passe par le Centre Régional d’Investissement de la ville dont vous dépendez (CRI : établissement qui se charge de la Création d’entreprise au Maroc ).

Formalité 1 : Certificat négatif :

Le certificat négatif est obligatoire pour toutes les sociétés commerciales et facultatives pour les personnes physiques ainsi il est considéré indispensable pour la Création d’entreprise au Maroc.
Les Frais : 230 Dhs pour les sociétés et 170Dhs pour les personnes physiques.
N.B :
  • Passé un délai d’un mois, les certificats négatifs non retirés seront annulés
  • Passé un délai d’un an, les certificats négatifs retirés et non déposés pour inscription au registre du commerce seront annulés

Formalité 2 : Établissement des statuts (Création d’entreprise au Maroc)

Les statuts se font pour toutes les sociétés, Ces documents s’établissent chez un centre d’affaire, un fiduciaire ou un notaire.
Le statut est un ensemble de dispositions contractuelles, légales qui définissent les règles impersonnelles et objectives applicables à une situation juridique déterminée.
Les frais : –     20 Dhs de frais de timbres par feuille
  • Les Honoraires du cabinet juridique
  • Droit d’enregistrement 1% du capital minimum 1000 Dhs.

Formalité 3 : Inscription à la taxe professionnelle et identification fiscale

C’est l’inscription de la société auprès de l’administration des impôts.
Pour les entreprises individuelles : Patente, IGR, TVA.
Pour les sociétés commerciales (à l’exception de la SNC sur option) : Patente, IS, TVA.
Administration concernée : Direction Régionale des Impôts représenté au sein du Centre Régional d’Investissement
Les frais : gratuit.

Formalité 4 : Immatriculation au registre de commerce

L’immatriculation au registre du commerce constitue l’acte de naissance de l’entreprise.
Toutes les sociétés commerciales sauf la société en participation.
Les frais : Pour personnes morales : 350 Dh (Dépôt des statuts : 200 Dh, immatriculation au RC : 150 Dh)
                   Pour personnes physiques : 150 Dh.

Formalité 5 : Affiliation à la CNSS

L’affiliation à la CNSS est une obligation légale. Toute entreprise assujettie au régime de sécurité sociale doit être affiliée à la CNSS qui lui délivre dès lors un numéro d’affiliation qui vaut reconnaissance administrative de son identification, son enregistrement et son rattachement au régime.
Les frais : gratuit.

Formalités après la création : La publication

Après l’immatriculation au registre de commerce et dans un délai n’excédant pas un mois, deux publicités sont obligatoires au journal d’annonces légales et au bulletin officiel.
Les frais : la publication de l’annonce légale de la constitution au Bulletin Officiel (Coût : 400Dhs) et dans un journal national (Coût : 150Dhs).
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Les étapes pour créer son entreprise

Pour créer son entreprise, il faut procéder par étape. Cela permet de mettre en place son projet convenablement en suivant une démarche logique. Les principales étapes pour la création d’une entreprise sont : la validation de l’idée, le business plan, les choix de création, le local, le financement, les démarches de création et le démarrage de l’activité.

Le coin des entrepreneurs vous informe sur les étapes à accomplir pour créer son entreprise et vous donne plusieurs conseils pour y parvenir :
Les étapes pour créer son entreprise

Passer de l’idée au projet de création d’entreprise

Pour créer son entreprise, la première étape consiste à développer son idée pour en faire un véritable projet. Vous devez obtenir un aperçu très précis de votre future activité :
  • Quel est le business model et quels sont vos objectifs ?
  • Où est-ce que l’activité va être exercée ? Quel type de local avez-vous besoin ?
  • Comment allez-vous vous approvisionner, auprès de quels fournisseurs et dans quelles conditions ?
  • Quel sera le processus de vente ?
  • Comment comptez-vous développer votre clientèle ?
  • Quels sont les investissements à prévoir par rapport au projet ?
Lorsque cela est possible, il peut être intéressant de tester son projet. Le portage salarial, les couveuses d’entreprise et la micro-entreprise sont des solutions envisageables.
Ensuite, il faut aussi s’interroger à propos de la faisabilité du projet :
  • Êtes-vous capable de conduire un tel projet (compétences, diplôme, expérience…) ?
  • Disposez-vous des ressources financières suffisantes pour envisager une création d’entreprise ?
  • Pouvez-vous vous permettre de quitter votre emploi pour démarrer un projet ? ou, le cas échéant, pouvez-vous cumuler votre emploi avec votre projet ?
  • Avez-vous bien mesuré les changements que va entraîner la création de votre entreprise sur votre vie personnelle ?
  • Si vous avez besoin d’autres personnes pour lancer votre projet, les avez-vous trouvé ?
En parallèle, si votre projet le nécessite, c’est à ce moment-là que vous devez protéger votre projet de création d’entreprise : dépôt d’une marque, dépôt d’un brevet…
Lorsque le projet de création d’entreprise est mûrement réfléchi et réalisable, vous pouvez passer à l’élaboration du business plan.

Faire un business plan, ou un prévisionnel simplifié

L’élaboration du business plan n’est pas une étape à réaliser systématiquement, tout dépend de votre projet. Le business plan complet est nécessaire pour les gros projets de création d’entreprise et pour ceux qui ont besoin de lever des fonds. L’étape business plan est parfois assez longue. C’est le cas lorsqu’une étude de marché est nécessaire et lorsque de gros investissements sont prévus.
Les chambres de commerce et d’industrie ainsi que les organismes d’aide à la création d’entreprise peuvent vous aider pour établir votre business plan. Vous bénéficierez également d’un appui intéressant pour avancer dans votre projet.
Pour les projets classiques sans financement important, un prévisionnel simplifié convient parfaitement. La démarche de réalisation de votre prévisionnel est enrichissante. Elle vous poussera à vous interroger à plusieurs niveaux :
  • Quel est votre chiffre d’affaires espéré et à quelles échéances vos clients paieront ?
  • Quels sont les frais de fonctionnement à prévoir ?
  • Quelle est la fiscalité la plus adaptée par rapport à votre résultat ?
  • Quel est le montant de vos cotisations sociales et à quelles échéances devront-elles être payées ?
  • Quel est le fonds de roulement à prévoir au niveau de la trésorerie pour être à l’équilibre ?
Même si vous n’en avez pas l’utilité, nous vous conseillons de réaliser un business plan rapidement. Cela permet de matérialiser vos projections financières et, le cas échéant, de les faire vérifier par un professionnel. Il est important d’estimer avec précision vos futurs revenus professionnels.

Valider les choix de création au niveau de l’entreprise

Dans cette étape, il s’agit de choisir le statut juridique de l’entreprise. De nombreuses options sont possibles : entreprise individuelle, SARL, … et le choix n’est pas évident.
La forme juridique de l’entreprise a un impact sur plusieurs choix importants que vous devez effectuer, parmi lesquels :
  • le régime de sécurité sociale (régime social des indépendants ou régime général de la sécurité sociale),
  • l’imposition des bénéfices professionnels (impôt sur le revenu ou impôt sur les sociétés),
  • l’étendue de votre responsabilité (illimitée, limité à vos apports…),
  • le fonctionnement juridique de votre entreprise (direction, rapports entre associés…),
Une réflexion globale est nécessaire au niveau des différents choix à effectuer.
En l’absence de connaissances suffisantes, cette étape n’est pas simple. Dans ce cas, il est recommandé de se faire conseiller par un professionnel.

Trouver le local dans lequel vous allez exercer votre activité

Autre étape importante : trouver le local dans lequel vous exercerez votre future activité professionnelle. Ici, tout dépend de votre projet :
  • Si vous n’avez pas vraiment besoin d’un local, vous pouvez domicilier votre entreprise chez vous. C’est par exemple le cas si vous travaillez directement chez vos clients ou depuis votre domicile sans recevoir de clientèle,
  • Si vous avez besoin d’un local, il faut effectuer des recherches. Pour cela, vous devez lister vos critères (surface du local, zone géographique, équipements nécessaires, stationnement à proximité immédiate…),
Le choix du local est particulièrement important quand il constitue votre point de vente. Pour ouvrir un commerce, l’emplacement est déterminant. Afin de trouver votre local, les agences immobilières et les sites internet sont incontournables.
Il est impératif de vérifier que le local soit conforme à toutes les normes que vous devez respecter dans le cadre de votre activité. 
Lorsque vous avez trouvé votre local, vous allez devoir contracter un bail. Ce contrat est très important, de part sa durée et l’engagement financier qui en découle. Il faut donc vérifier toutes les clauses qu’il comporte et vous assurer que les conditions proposées vous permettent d’exercer votre activité dans de bonnes conditions.

Boucler le financement de votre projet de création d’entreprise

Après avoir finalisé votre business plan puis choisi la configuration de votre future entreprise, il faut boucler le financement de votre projet. Dans cette étape, tout dépend de vos besoins :
  • Si vous n’avez pas besoin de financement, vous pouvez passer à l’étape suivante.
  • Si vous financez vous-même votre projet, il suffit de réaliser vos apports lorsque l’entreprise sera créée.
  • Si vous avez besoin de mobiliser des financements externes (emprunt, aides et subventions, levée de fonds…), il faut contacter les interlocuteurs concernés et les convaincre de vous suivre.
Faute de financement suffisant, le projet de création d’entreprise doit être révisé ou abandonné.

Réaliser toutes les démarches pour créer son entreprise

Après avoir ficelé l’ensemble du projet (business plan, financement, local, choix de création), il faut immatriculer l’entreprise pour pouvoir ensuite démarrer l’activité. Les formalités de création à accomplir dépendent du statut juridique de votre entreprise.
Lors de vos démarches d’immatriculation, il faut également obtenir toutes les autorisations nécessaires à l’exercice de votre activité. Pour cela, vous pouvez vous renseigner auprès de votre chambre de commerce et d’industrie et de votre mairie. Si votre profession est réglementée, vous devez vous informer auprès de l’autorité compétente.

Les étapes après avoir créé son entreprise

Dès lors que l’entreprise est créée, vous pouvez démarrer officiellement votre activité. De plus, il est nécessaire de tout mettre en place pour que l’entreprise fonctionne correctement :
  • ouverture du compte bancaire de l’entreprise,
  • mise en place de la gestion commerciale (devis, factures, comptabilité, modèle de contrat…),
  • création et mise en ligne d’un site internet,
  • souscription d’une assurance professionnelle,
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10 tips to get started in the business world


1. Ask yourself what are your strengths and weaknesses

2. Evaluate your financial situation carefully

3. Find associates

4. Talk about your business creation project around you

5. Create a business : get support

6. Take part in competitions for young designers

7. Be very professional !

8. Go for it

9. Don't be discouraged

10. Know when to stop.

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Young People and Financial Independence

Studies have been led in general cycle of "early adulthood" - the change from ward to free and independent status. What has been noted is that youngsters' ridiculous assumptions regarding when to venture out from home, get hitched and purchase their first home, etc. Their evaluations were quite often more youthful than the current normal. These deferrals in arriving at what we should seriously think about as unmistakable indications of adulthood have been consistently expanding in the course of the most recent thirty years and have quickened since 2001. 

It was likewise noticed how youngsters remained monetarily more reliant on their folks than it was just twenty years back. Their obvious hesitance to escape the home reflects significant stretches of advanced education (and the chaperon obligations), high property costs and different elements. In any case, youngsters are progressively anticipating that their parents should get uphold a long ways past the school-leaving age, when previously, kids needed to add to the family's pay a proceeding with cost. 

Thinking back through history we find that toward the finish of the nineteenth century even very little youngsters had a significant influence in the family economy. As opposed to getting pocket cash they were required to add to the family pay from compensation procured in mines, manufacturing plants and different zones of mechanical creation. For most young fellows in the Victorian period (not many ladies at the time were ever totally monetarily independent), turning out to be monetarily autonomous frequently elaborate learning an exchange, finding a spouse and, ultimately, setting up his own family without much in the method of monetary help from guardians. Indeed, average Victorian guardians were bound to attempt to keep kids at home since they were a significant wellspring of additional pay. 

It was not until the main portion of the 20th century that this progression of cash among kids and guardians started to alter course. As the idea of the economy changed, and famous thoughts regarding kids moved to accept a more sentimental thought of adolescence as a period of guiltlessness and play, it got typical for guardians to give kids pocket cash and different types of monetary help. Kids invested less energy in work and additional time at school, expanding the time frame during which they stayed subject to their folks for monetary help. With the expanding significance of shopper culture as a feature of current social character, the way toward bringing up youngsters additionally began to include going through more cash and by the 1950s, guardians were unexpectedly expected to have the option to give all the new buyer things imperative to being a 'teen'. 

As far as concerns them, youngsters in Britain in the 20th century were likewise discovering approaches to bring in their own cash and cut the parental tote strings. The wealth of occupations for youngsters implied that changes into adulthood could happen generally rapidly. In the second 50% of the 20th century, notwithstanding, the way toward turning into a grown-up, and the pathways towards monetary freedom, begun to turn out to be more unpredictable for youngsters in Britain. The school leaving age was brought to 16 up in 1972, which means kids remained at home and in school for more than any time in recent memory. Admittance to Higher Education (colleges and what were then polytechnics) was likewise tremendously expanded, while the sureness of a work after school began to decrease as the UK economy moved consistently away from assembling and auxiliary creation. The progress into regular work was, thusly, broadened significantly further. It turned out to be progressively normal spot, and progressively worthy, for guardians to keep on supporting their youngsters very much into their twenties, if not past. Presently, in the principal decade of the 21st century, monetary reliance on guardians has become an unavoidable truth for kids and youthful grown-ups and an ordinary commitment for guardians bringing up adult children. 

This cycle has had repercussions in various territories of public activity. Youngsters currently get hitched a lot later than was the situation in the 20th century – if, that is, they get hitched by any stretch of the imagination. The present more youthful grown-ups additionally have less kids, sometime down the road. While some may venture out from home to go to college, a huge extent of youthful grown-ups stay at home, or re-visitation of live in the parental home, until a ways into their twenties and thirties. Today, practically 60% of British men and 40% of ladies matured 20-24 actually live in the parental home. 

On the off chance that more youngsters are encountering longer and more intricate advances into adulthood this brings up some exceptionally intriguing issues about the possibility of monetary freedom. Similarly as the significance of monetary autonomy has moved since the Victorian period, is such freedom in the present not quite the same as what it implied, say, twenty years prior? How do youngsters today characterize monetary freedom? Does it include, as it has done before, cutting off totally the parental handbag strings? Or on the other hand does 'autonomy' really include the opportunity to keep going through mum and father's cash? Does freedom include being monetarily dissolvable, or does it mean tolerating obligation regarding obligations and advances?
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At Zhorak Consulting Group, we believe in the evolutionary transformation of companies into adaptive businesses. Together with our partners, we work with private and public sector clients to take advantage of game-changing technologies and practices to improve on our client’s existing business processes and encourage young people to create their own business and lead them to financial independence.

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What does screw color mean? For Professionals Only!

What the color of bolts say? Important to know! When you buy nails, the most of the time, you are interesting only in their sise, because you are not familiar with all the nuances of nails and screws. Today we will find out how different nails differ in color : yellow, white and black. White As a rule, self-tapping screws are made of solid steel. Initially light gray in color; In this case it is customary to call it white. Stainless steel screws are used for corrosion resistance. It has a number of advantages: It does not rust (high - 10.5% - the chromium content makes it resistant to corrosion); It has a long service life - it is calculated in contracts; Strong enough to withstand heavy loads. These normal stainless steel screws are used for indoor work if the air humidity does not exceed 65%. Due to its unattractive appearance, it is often hidden under plaster and other finishing materials. Silver Another kind of bolts are white galvanized. Made of carbon steel, it is durable. Howeve

An idea to create Online Business

In the event that you need to take a gander at making on the web business thoughts, first investigate what is out there. Inside this article today on making on the web business thoughts, we will help you sort out if your business thought can work and how you can think of alternate approaches to bring in cash.  On the off chance that you are experiencing difficulty making on the web business thoughts on the Internet that will work, don't surrender. That is the thing that this article will be taking a gander at today. At the point when you consider making on the web business thoughts, these ordinarily can fall under a couple of general classifications. You can sell through online sales, for example, eBay, you can sell substantial merchandise on the Internet, or you may offer an assistance to clients. You could likewise fill in as a business to business item or specialist organization, also called B2B, and this may be another course you might want to take.  On the off chance that you

Instructions to Start Investing Today With the Money You Spend Right Now

Numerous individuals enter a work market just after school and bounce directly into life feet first. Cash roll in from a work, at that point goes directly out to liabilities, food, amusement... all necessities and delights throughout everyday life. This is frequently called being stuck in a "futile daily existence". Consistently is something very similar... cash comes in, cash goes out. Whenever you're stuck in it, it's extremely hard to get out. In any case, not feasible.  Presently, cash you make in your work is subject to your capacity to play out an assignment or capacity and measure of time put into that undertaking or capacity. Basically, it is exchanging time for cash using a mastered ability. Be that as it may, this can't in any way, shape or form go on always, can it? What happens when you get too old to even consider playing out these equivalent undertakings needed for a work?  Sadly, for certain individuals it continues for quite a while. What's mor

Tips for enjoying your school holidays

Here are some tips that we will give you to make the best use of upcoming holidays: 1. Imagine in advance your vacation as if you were living it almost in real life: Remember that the brain does not differentiate between what is real and what it imagines, and know that we are happy to think in advance about what we will do. Imagine that you are on the way to a city you love, exploring new places, meeting new faces, living new experiences, dreaming that you are lying in a long chair, listening to music or screaming children playing in the pool or in the waves. The same goes for someone who plans to travel while browsing books, magazines and maps about the places he will visit in the coming days. A simple representation in your inner cinema of a futuristic situation makes your brain work as if you are truly living it. Holiday preparation can be an occasion to develop and gain new skills and knowledge. Travel abroad is prepared for it by learning the basics of the language that will enabl

Don't lock your car in narrow streets

When you try to park your car in a narrow and crowded place, you inevitably feel upset and uncomfortable, and the more you persist in parking, the greater your anxiety and tension. Here, the defect is not in you, your car, or your abilities to drive, but the defect in the place you chose to park your car. Likewise, in your life, when you make a mistake in the place you want to rest, or when you go to the wrong person to search for your comfort with him, your affairs often get worse, your anxiety increases and your tension worsens .. Don't lock your car in narrow streets, and don't torment yourself in the tense atmosphere.

Exotic German traditions

Do you know about some peoples' traditions? The Japanese bring garbage home because they have almost no litter boxes. On the streets of Italy, only a madman can order coffee in the evening. Most Thais do not have a kitchen in the house. In Finland, you must accept an invitation to go to the sauna, otherwise you risk spoiling your friendship. And in China, you can't ask what time it is now. Some traditions from different countries may seem strange, but this is only at first glance. If you analyze it, it makes perfect sense and even useful! Stay with us and you will discover extraordinary traditions of Germans that will surprise you! - In Germany very famous # Starters called Matt. - Every German loves his car #. In Germany, there is even a famous slogan “My car is in my heart!” According to the statistics, everyone in them owns a Mercedes-Benz or a Volkswagen. - The Germans do not make noise on Saturdays and Sundays because they are rest days. On the other hand - # Football, whi

Young People and Financial Independence

Studies have been led in general cycle of "early adulthood" - the change from ward to free and independent status. What has been noted is that youngsters' ridiculous assumptions regarding when to venture out from home, get hitched and purchase their first home, etc. Their evaluations were quite often more youthful than the current normal. These deferrals in arriving at what we should seriously think about as unmistakable indications of adulthood have been consistently expanding in the course of the most recent thirty years and have quickened since 2001.  It was likewise noticed how youngsters remained monetarily more reliant on their folks than it was just twenty years back. Their obvious hesitance to escape the home reflects significant stretches of advanced education (and the chaperon obligations), high property costs and different elements. In any case, youngsters are progressively anticipating that their parents should get uphold a long ways past the school-leavin

Is it true that the phone cannot be used while it is charging? Why?

Despite technological advances, some concerns and warnings about the use of phones and chargers still persist.  We'll let you know if you can use the phone while it's charging and what it can do.   Battery heating and its consequences  The user's biggest concern is that the battery will become extremely hot. When the battery gets charged and wasted at the same time, it gets hotter than it should be. The higher its temperature, the greater the likelihood of negative consequences.   The battery or the phone may start to idle.  Sometimes the battery may explode in the hand of the owner.  The device may become unusable and need to be replaced. In practice, it turns out that such dangerous negative effects can be avoided by following simple rules.  The charger has to be either original (made for a specific phone), or not original, but with high quality. You cannot buy cheap wires and adapters from unidentified companies, as this can lead to the consequences described above, even

Attributes Of A Successful Advertisement

Numerous independent companies don't get achievement they need from publicizing because of accessibility of almost no assets. The outcomes are just level because of absence of smart thoughts for enhancements. Regardless of whether the advertisements are placed in a nearby paper or are imprinted in the popular periodical or posted on a site, the cash contributed should acquire the ideal result. There are some basic errors private companies and expert specialist co-ops do when planning and posting the promotion, which prompts the disappointment of the notice.  Greater is better is had faith in by many. That is actually what a portion of the little firms think when they need to publicize their item. They think greater and select a medium where they need to put away a ton of cash, yet don't arrive at the focused on market. Like if an organization represents considerable authority in planning diet plans and need to assist individuals who had frustrating outcomes from their individua

Chapter 490 and bullying outside…

 When some of us say - with confidence - that the time has come to abolish Chapter 490 of the Criminal Code, what raises me personally is not the abolition of the chapter in itself, but the method of demanding its change and its timing. (I am not going to talk about the chapter in this post.) Donald Trump relied in his foreign policy orientations during his reign on the basis, "As long as you pay me and do not bother me, I will not interfere in your internal affairs, and when I want something from you I do it or you will be punished", and he did not resort to pressure or moving files on human rights or the issue of minorities or freedoms. Individualism, as the Democrats usually do. Incidentally, Republicans have a special approach regarding individual freedoms that stems from the conservative religious dimension that they represent on the American political scene. Republicans are more conservative than the Democrats on issues of family, abortion, suicide, and the like. On the

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At Zhorak Consulting Group, we believe in the evolutionary transformation of companies into adaptive businesses. Together with our partners, we work with private and public sector clients to take advantage of game-changing technologies and practices to improve on our client’s existing business processes and encourage young people to create their own business and lead them to financial independence.

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